Choose your envelope budgeting plan
Simple, powerful envelope budgeting with automatic bank sync and unlimited categories.
Spense Pro
Complete envelope budgeting with automatic bank sync
Everything you need for envelope budgeting
All features included in Spense Pro
Unlimited Envelopes
Create as many budget categories as you need. From groceries to vacation funds, organize your money your way.
Multiple Bank Accounts
Connect all your checking accounts, savings accounts, and credit cards through secure Plaid integration.
Smart Analytics
Get insights into your spending patterns, track progress, and make informed financial decisions.
Automatic Sync
Transactions sync automatically and get categorized into the right envelopes, saving you time.
Budget Forecasting
Plan ahead with intelligent forecasting that helps you allocate money for upcoming expenses.
YNAB Import
Already using YNAB? Import your existing budget structure and categories seamlessly.
Trusted by proactive budgeters
Bank-level Security
256-bit encryption & Plaid integration
Face ID Security
Biometric app protection
Cancel Anytime
No long-term commitments
Frequently asked questions
Everything you need to know about Spense pricing
What is envelope budgeting?
Envelope budgeting is a proactive method where you allocate your income into different "envelopes" or categories before you spend. Each envelope has a specific purpose (groceries, dining, entertainment) and a set amount. When an envelope is empty, you stop spending in that category or move money from another envelope.
How does the pricing work?
Spense Pro costs $4.99/month or $49.99/year (save 17%). You get access to all features including unlimited envelopes, automatic bank sync, and advanced analytics. You can upgrade or cancel your subscription at any time.
Is my bank data secure?
Absolutely. We use Plaid for bank connections, which provides read-only access using bank-level 256-bit encryption. We never store your banking credentials, and all data is encrypted in transit and at rest.
Can I switch plans or cancel anytime?
Yes! You can switch between monthly and yearly billing or cancel your subscription at any time from within the app. There are no cancellation fees or long-term commitments.
How many bank accounts can I connect?
You can connect unlimited bank accounts, credit cards, and other financial accounts through our secure Plaid integration. All your accounts will sync automatically and transactions will be categorized into your envelopes.
How is this different from other budgeting apps?
Most budgeting apps track where your money went (reactive). Spense helps you decide where your money goes before you spend it (proactive). Every dollar gets allocated to an envelope, preventing overspending and giving you complete control.
Ready to take control of your spending?
Experience the power of envelope budgeting with unlimited categories, automatic bank sync, and advanced financial insights.
Cancel anytime • No long-term commitments