Your money, quietly organized.
Connect your bank. We handle the rest.
Free to download
Accounts
Transactions
YNAB Import
Bank Integration
Three steps. Sixty seconds. Done.
Connect your bank
Plaid in seconds. Read-only. Bank-level encryption.
We sort it
Every transaction categorized as it lands.
Stay on track
Open the app. Glance. Close it.
Everything you need to manage your money.
All accounts, one place
Bank, credit, cash, investments. See your total net worth at a glance.
Every transaction tracked
Categorized the moment they land. No manual work.
Subscriptions in check
Spense spots recurring charges so nothing sneaks up on you.
Reflect on your spending
Visualize where your money flows. Reports for any month.
Built to glance, not to manage.
No blank page
Categories set themselves from your spending. Override anything you want.
Five-second dashboard
See where you are. Close the app. Done.
You're on track. 20% of your budget left, 22% of the month to go.
Our promise: your data isn't the product. 🔒
Not for sale
We don't sell your data. Ever.
No ads
No sponsored merchants. No credit card offers.
$2.99 pays the bills
Subscriptions, not your data.
Plaid for read-only bank access. Face ID. 256-bit encryption.
Why people switch to Spense.
Most budget apps
- Build budgets from scratch
- Approve every transaction
- Hours of setup
- $95–109/year
Spense
- Categories from your spending
- Sorted automatically
- Under a minute to start
- $24.99/year
Don't just take my word for it...
Good Budgeting App
"It's a nice and clean app that doesn't burden users with over-the-top, unnecessary features that no one will use. It also doesn't mask every feature behind a paywall, making it usable without having to pay — unlike many budgeting apps. Good UI. Really allows users to visualize their spendings and savings so that they can be on top of their finances. Overall, I would recommend this app and am excited to see how they continue to develop it."
Budgeting made easy 🙏🏽
"Finally an app that can help me budget my finances easily. Spense has dedicated sections for the common daily, weekly, and monthly purchases, making budgeting so much more quicker and efficient for me. Not only am I able to budget the amount I spend on groceries and bills, but I can even track my spending on subscriptions like Netflix, or my daily coffee runs. Highly recommend!"
Best financing app on the market
"App has been a lifesaver with tracking what i was putting my money into which also helped me by showing what subscription i was paying for that i didn't need ama also helped me figure out what i need to stop wasting money on and helping with budgeting for my upcoming trips. all in words it's the best financial budgeting app on the market"
Perfect expense companion
"I'm am extremely happy and satisfied with this app. It's finally something that helps me to stay on top of my budget. Facilitate my personal operating expenses and protects towards over expenditures. This app helps develop habits of mindful spending. Kudos to the team for making this great app!! 👌🥇🎖️"
Got questions? Let me answer them!
Do I have to learn budgeting to use this?
No. Spense categorizes everything automatically. Open the app, see your money.
How is this different from Mint, Copilot, or Monarch?
Same idea, cheaper, doesn't sell your data. Works on iOS and Android (Copilot is iOS-only). $24.99/year vs $95–109/year.
Why are you cheaper than YNAB, Copilot, and Monarch?
Small team, no VC. Those apps charge $95–109/year because they have to hit aggressive revenue targets and pay big sales and marketing budgets. We don't. $24.99/year is what it actually costs us to run Spense well — not a promotional discount we'll claw back later. If pricing ever changes, existing subscribers stay at the rate they signed up at. Forever.
Is there a free version?
Yes. Manual entry is free forever. Bank sync is Pro ($2.99/mo or $24.99/yr).
Coming from another app?
YNAB users can import directly. Everyone else: connect the same accounts via Plaid and we'll pull recent transactions.
Can I cancel anytime?
Yes. Cancel in the App Store or Play Store. Keep Pro until the billing period ends.