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Put money toward a goal.

You moved $200 to savings, or decided part of a balance belongs to the vacation now. Recording it takes under a minute — and it's what keeps the progress bar and the pace math telling the truth.

Time
⏱ About 1 minute
Steps
3
You'll need
A goal on your Goals tab
Works in
Every mode
1

Open the goal

On the Goals tab, tap the goal's card. The detail view opens with the progress bar, what's saved so far, and — when the goal has a target date — the pace line: what per month keeps you on track, and whether you currently are.

Emergency fund 🛟
💧
$1,200 saved of $3,000
40% · ~$300/mo to stay on pace
On pace
The pace line does the nagging for you. Saved, percent, and the monthly amount that stays on schedule.
2

Tap Add to goal and enter the amount

Tap Add to goal and enter the amount. Below it, Spense asks from which account? — that part is optional, but worth the extra tap: naming the account tells Spense where the money lives, so it can warn you if a goal ever claims more of an account than the account holds. Credit cards and loans aren't offered — money you owe isn't money you can set aside.

Add to goal
💰
+$200
Emergency fund · $1,200 saved of $3,000
🏦
High-Yield Savings
From which account? (optional)
✓
$200 from savings. Optional, but the per-account math only works if you say where it lives.
3

Tap Add it

Tap Add it. The entry appears in the goal's history with its date and source account, and the progress bar and pace update on the spot. Took money back out in real life? Reduce is right next to Add and works the same way in reverse — it just can't take a goal below zero.

🐟 What just happened
Nothing moved. Contributions are bookkeeping: they mark money you already have as belonging to this goal, and they never touch account balances, transactions, or your budget. That's what makes goals safe to use on top of one big savings account — the account holds the money, the goals hold the labels.
✅
Progress recorded.
When the bar fills, the goal's chip flips to Target met on its own. Calling it done is your move: the detail view's status actions let you Mark reached — or Pause a goal for a season, or Archive one that's history.
Next up
3 stepsCreate a savings goal3 stepsSet up your first budget

Wondering how much to put in each month? If the goal has a date, the pace line already answers it. For picking the amounts across several funds at once, our sinking funds walkthrough does the dividing.

🔄 Verified against Spense 2.3 · If a screen looks different in your app, tell us and we'll fix the guide.